منابع مشابه
Pricing Unemployment Insurance in Iran
Abstract Employees always concern about losing their job, or in other word, losing their income resources. For this purpose, governments require strong protection system for covering these concerns. The Unemployment Insurance (UI) program’s can be used for achieving this goal. Based on article five of Iranian unemployment Insurance law, premium is four percent of employee’s salary while emplo...
متن کاملTrust & Insurance Markets Trust & Insurance Markets
Trust is a key determinants of any financial transaction. Exchanges in insurance markets are a particular type of financial transaction where a current payment – the premium – is exchanges for a promise of a future, contingent payment – the indemnity due when the casualty occurs. We argue that trust is key in fostering these type of exchanges. Trust enters two ways: because it affects the willi...
متن کاملHow Much Consumption Insurance Beyond Self-Insurance?*
We assess the degree of consumption smoothing implicit in a calibrated life-cycle version of the standard incomplete-markets model, and we compare it to the empirical estimates of Blundell et al. (2008) (BPP thereafter). We find that households in the model have access to less consumption smoothing against permanent earnings shocks than what is measured in the data. BPP estimate that 36% of per...
متن کاملEmployment Insurance: Returning to Insurance Principles
On July 1, 1996, Employment Insurance (EI) replaced the Unemployment Insurance (UI) program.1 Although the two programs are broadly similar, there are some important differences, including the differential treatment of frequent and occasional claimants and the introduction of an income top-up for low-income recipients with children under EI. Overall, these reforms bring more restrictive benefit...
متن کاملasymmetric information in iran’s insurance market: case study for automobile insurance in iran insurance company
asymmetric information in iran’s insurance market: case study for automobile insurance in iran insurance companythis research aims to test the presence of asymmetric information by using the dynamic information of automobile policyholders in the iran insurance company (iic). the conditional independence test is conducted by bivariate probit model, the dynamic properties which are presented for ...
متن کاملdata mining rules and classification methods in insurance: the case of collision insurance
assigning premium to the insurance contract in iran mostly has based on some old rules have been authorized by government, in such a situation predicting premium by analyzing database and it’s characteristics will be definitely such a big mistake. therefore the most beneficial information one can gathered from these data is the amount of loss happens during one contract to predicting insurance ...
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عنوان ژورنال:
پژوهشنامه بیمهجلد ۳۰، شماره ۲، صفحات ۱۶۳-۱۸۸
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